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Terms & Conditions

Last update: 15 January 2026

These Terms & Conditions govern the use of the website ecaduro.com, owned by Ecaduro S.A.S., Tax ID 1793208456001, domiciled in Quito, Republic of Ecuador. By accessing the site or subscribing to the newsletter, you fully accept these terms.

1. Purpose

The site ecaduro.com is intended for information and lead-capture purposes regarding real estate crowdlending operations. The information published does not constitute a public offering of securities nor a personalised investment recommendation. Any effective participation requires the signing of a separate framework agreement.

2. Legal capacity

To subscribe to the newsletter or participate in operations you must be of legal age under Ecuadorian law and have full legal capacity to be bound. Ecaduro reserves the right to deny access to anyone who does not meet these requirements.

3. Newsletter subscription

By completing the subscription form, you authorise Ecaduro to contact you by electronic means to send you investment opportunities, educational content, and related commercial communications. You can unsubscribe at any time via the link included in every email.

4. Risks

Every investment entails risks. Real estate crowdlending involves, among others, borrower default risk, illiquidity risk, legal risk, regulatory risk, and risk of variation in the value of the collateral property. Before investing, read the full contractual documentation and consult an independent advisor.

5. Intellectual property

All content on the site (text, images, the "Ecaduro" brand, logo, code, and design) is the property of Ecaduro S.A.S. or its licensors. Reproduction in whole or in part is prohibited without prior written authorisation.

6. Third-party links

The site may include links to pages operated by third parties. Ecaduro does not control nor is responsible for their content, privacy practices, or availability.

7. Limitation of liability

Ecaduro strives to keep the information up to date and accurate, but does not warrant the absence of errors or omissions. To the maximum extent permitted by Ecuadorian law, Ecaduro is not liable for indirect damages, loss of profit, or loss of opportunity arising from use of the site.

8. Anti-money laundering

As an obligated subject, Ecaduro applies strict policies for the prevention of money laundering and the financing of crimes in accordance with UAFE rules. We may request additional documentation and report unusual or unjustified operations.

9. Amendments

These terms may be updated at any time. The current version is published at this same URL. Continued use of the site implies acceptance of the changes.

10. Governing law and jurisdiction

These terms are governed by the laws of the Republic of Ecuador. Any dispute shall be submitted to the competent courts of the city of Quito, with the parties waiving any other venue.

Ecaduro

Real estate crowdlending made in Ecuador. Investing in real estate crowdlending involves risks, including the possibility of losing the invested capital. Past performance does not guarantee future returns. Carefully read the framework agreement before investing.

Contact

Ecaduro S.A.S.

Tax ID (RUC): 1793208456001

Registered at the Mercantile Registry of Quito, entry No. 2026-3142 dated 4 February 2026.

Resolution SCVS-IRQ-DRMV-SAR-2026-00000148 issued by the Superintendence of Companies, Securities, and Insurance.

Applicable jurisdiction: Quito, Pichincha province, Republic of Ecuador.

Year of incorporation: 2026

© 2026 Ecaduro S.A.S. All rights reserved.